$ARTERlaunches on Robinhood Chain.
Arter
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Arter Finance · on Robinhood Chain

Assets
that earn.

Transform tokenized assets into productive capital. Earn a 3-7% target APY, compounding daily, with no lock-ups.

Start earning Borrow against what you hold
target APY
3-7%
target APY
compounding
Daily
compounding
lock-up
None
lock-up
Latest noteIdle by default: why tokenized assets earn nothing todayOctober 4, 2026

Numbers you can check.

Every figure here is read live, from Robinhood Chain or from the lending markets already running on it. Arter's own column stays at zero until its contracts exist.

Morpho API · read …

Verified asset tokens

37

36 stock, ETF and commodity tokens checked against Robinhood's token beacon, plus USDG.

USDG lent in reference markets

…

Across the live Morpho markets on Robinhood Chain, 0 of them against tokenized stocks or funds.

USDG supply APY, deepest market

…

Read from the Morpho API.

Arter TVL

$0

Vaults are not deployed. Nothing on this site is counted as Arter deposits.

See every live market

Billions in tokenized assets.
Most of it earning zero.

Tokenized gold pays no coupon. Tokenized stocks can be held or sold. Real-world assets sit in cold storage. Arter gives the same asset four jobs at once.

Earn a yield

Pays nothing while it sits in a wallet.

Vaults pay a target 3-7% APY in the same asset, compounding daily.

Back a loan

Has to be sold to raise cash.

Borrow USDG against it at conservative LTVs and keep the upside.

Supply liquidity

Idle unless you manage pools yourself.

The allocator places idle balance in lending and AMM ranges, settled on-chain.

Stay exposed

Held, or sold. That is the menu.

Price exposure and dividends stay yours through every one of the above.

Hold it, or put it to work.

The same balance, side by side. Yield arrives as more of the asset you put in, so the price exposure is identical on both lines; only the unit count differs.

Asset

Target APY5.0%

4.88% simple rate, compounded daily. GLD vault target: 3-5%.

Just holding

100.00 GLD

In a vault, +1Y

105.0000 GLD

Extra, at today's price

+5.0000…

Today3m6m9m12mjust holding

A projection at a target rate, not a quote. Real vault returns will vary and are not guaranteed.

Open the GLD vault

Earn through Arter vaults.

One vault per asset, each with its own strategy caps and its own target band inside 3-7%.

Browse the vaults
  1. 01

    Paid in what you put in

    Deposit GLD, get more GLD. Deposit NVDA, get more NVDA. No swap into a reward token, no second asset to manage.

  2. 02

    Compounds every day

    Earnings are added to the balance daily, so tomorrow's yield is paid on today's. Nothing to claim, nothing to restake.

  3. 03

    Gold, treasuries, dollars and stocks

    The first vaults cover USDG, SGOV, GLD, SPY, QQQ and seven large-cap stock tokens. More follow the deepest markets.

How a deposit earns.

1

Deposit

Move a tokenized asset into its vault. You receive vault shares that track your balance, withdrawable any time.

2

Allocate

The allocator lends the asset to overcollateralized borrowers and places part of it in tight liquidity ranges, inside hard caps.

3

Accrue

Income is converted back into the deposited asset and added to the vault every day. Your share of it grows on its own.

Why Arter.

The point is not a new asset. It is getting more out of the ones already on Robinhood Chain.

Yield on what you already own

No new asset to buy and no change in exposure. The holding you chose starts paying.

No lock-ups

Withdraw whenever you want. A cash buffer covers instant exits; anything larger is served as strategies unwind.

Checkable at every step

Prices come from Chainlink feeds on Robinhood Chain and balances from the tokens themselves. Read them yourself.

Built around the token's own rules

Stock tokens report dividends through uiMultiplier and enforce a blocklist. Arter's vaults are designed to honour both.

The assets it is built for.

Verified Robinhood tokens with a Chainlink feed, plus USDG. Live prices; not partners, not endorsements.

USDG…AAPL…AMD…AMZN…ASML…BABA…CLSK…COIN…CRCL…CRWV…DELL…EWY…GLD…GME…GOOGL…INTC…IONQ…META…MSFT…MSTR…MU…NBIS…NVDA…ORCL…PLTR…QQQ…RGTI…RKLB…SGOV…SLV…SNDK…SPCX…SPY…TSLA…TSM…USAR…USO…

Notes from the desk.

All notes

Questions, answered plainly.

What is Arter Finance?

Arter is infrastructure for tokenized capital markets on Robinhood Chain. It takes assets that usually sit idle, such as tokenized gold, treasuries and stocks, and lets them earn yield, back loans and supply liquidity while you keep their price exposure.

Can I deposit today?

Not with real funds. Arter's vault, lending and allocator contracts are not deployed yet. Every deposit, loan and deployment you open on this site runs in practice mode: a simulation in your browser over live prices and your real wallet balances. Nothing is signed or sent.

Is the 3-7% APY guaranteed?

No. It is the range the vaults are designed to target. Actual returns will depend on borrowing demand, liquidity fees and market conditions, and could be lower. Where the site shows live rates, they belong to other lending markets and are labelled as a reference.

Is there a lock-up or withdrawal period?

No lock-up by design. Each vault keeps a buffer for instant withdrawals. If many holders exit at once and the buffer runs out, the remaining withdrawals are filled as loans repay and liquidity ranges unwind.

Which assets are supported?

The first vaults are USDG, SGOV, GLD, SPY, QQQ, NVDA, AAPL, TSLA, MSFT, GOOGL, AMZN and META. The borrow simulator accepts every one of the 36 verified Robinhood stock, ETF and commodity tokens that has a Chainlink feed.

What are the risks?

Smart contract risk once contracts exist, oracle risk (equity feeds trade 24/5 and update on a 24-hour heartbeat), borrower default absorbed by liquidations, liquidity range losses, and the issuer and custody risk of the underlying tokens. No protocol is risk-free.

What is $ARTER?

$ARTER is the project's token on Robinhood Chain. Its contract address is published on this site at launch, in the navbar, the footer and the phone bottom bar. Do not trust an address from anywhere else.

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