Borrow against what you hold.
Post a tokenized asset as collateral, borrow USDG, pay interest, and keep the price appreciation. Where Morpho runs a market for it, do it for real; for everything else, the simulator uses live prices and stated limits per asset class.
Borrow for real, on Morpho
Where a live Morpho market takes your collateral, you can deposit it, borrow USDG, repay and withdraw right here. The position is yours on Morpho Blue; Arter adds no fee. Pick the collateral in the simulator below and the live panel follows it.
- Liquidation is enforced by Morpho at the market's LLTV, not by the conservative limits used in the simulator.
- Stock-token markets are nearly fully borrowed today; the panel shows how much USDG is actually free.
No live Morpho market lends USDG against NVDA on Robinhood Chain yet, so it can only be simulated below. Markets that exist today take NVDA, GOOGL, AAPL and TSLA among others.
NVIDIA
Single names can drop 10% on earnings overnight.
Price
…
Chainlink
Collateral value
$0.00
Max LTV
45%
Large-cap stock
Liquidation at
55%
debt / collateral
If the price falls
| Move | NVDA price | LTV | Health |
|---|---|---|---|
| today | $0.00 | 0.0% | no debt |
| -10% | $0.00 | 0.0% | no debt |
| -20% | $0.00 | 0.0% | no debt |
| -30% | $0.00 | 0.0% | no debt |
| -40% | $0.00 | 0.0% | no debt |
Limits by asset class
Set below what live markets on the chain allow today. Equity feeds update on a 24-hour heartbeat and stop over weekends, so a position has to survive a gap without a fresh price.
| Class | Max LTV | Liquidation | Examples |
|---|---|---|---|
| Treasury ETF | 80% | 86% | SGOV |
| Gold ETF | 60% | 70% | GLD |
| Index ETF | 55% | 65% | EWY, QQQ, SPY |
| Commodity ETF | 45% | 55% | SLV, USO |
| Large-cap stock | 45% | 55% | AAPL, AMD, AMZN, ASML, BABA, DELL |
| High-volatility stock | 30% | 40% | CLSK, COIN, CRCL, CRWV, GME, IONQ |
Live lending markets for USDG
Morpho API · read …
| Collateral → loan | Supplied | Borrowed | Supply APY | Borrow APY | Utilization | LLTV |
|---|---|---|---|---|---|---|
| Reading markets… | ||||||
Morpho Blue markets on Robinhood Chain that lend the real USDG, filtered to verified collateral or markets Morpho lists, with at least $1,000 supplied. They belong to other curators and lenders; Arter has no position in them and none of their balances count as Arter's.